Platinum Credit Cards

Benefits of Platinum Credit Cards

A platinum card means you are a member of an exclusive club. It’s like living in an exclusive hotel, with room service, a personal assistant and even the concierge awaiting your every command. You can use the benefits of a platinum card any time, anywhere, and receive ultra fast and superlative service simply by virtue of being a cardholder at the platinum level. The benefits are numerous and lavish:

• Platinum credit cards have no preset spending limit. Your history of good payment is investigated before a platinum card is offered, and once approved, you never have to worry about exceeding your limit again. This frees you up to take that quick vacation or treat your family to a night out without concerns.
• Extra benefits of a platinum card include being treated like a king or queen. The service you get at top restaurants, exclusive clubs and premiere events has to be experienced to be believed. You can have a standing reservation at the best place in any city across the country, and even have contractors and mechanics at your beck and call in case of a plumbing problem or mechanical failure. Bag or wallet stolen? Don’t worry about scrambling frantically for contact information to report each card stolen – one call to your platinum credit card provider and they do it for you, canceling your old cards on every account and requesting new ones for you. They can even arrange cancellation of service on a mobile and arrange a replacement for you if the need arises.
• Special, invitation only offers to exclusive events. A platinum card can automatically put you on the guest lists of the hottest events, theatre productions, sporting matches and social events or exclusive parties all around Australia.
• The best, most comprehensive rewards program. Spending on your platinum card can garner you up to 2 or even 3 points for every $1 you spend, and partnered retailers and providers will be lining up to offer you discounts and bonus reward points just for shopping with them.
• Expanded travel insurance options. If the coverage on a gold card travel insurance policy is fantastic, the coverage a platinum card policy offers is even better – a gold card may only offer up to 3 months coverage, but a platinum card will usually double that to 6 months, and will cover you more comprehensively if you need to make a claim.
• Cheaper overseas transactions. A platinum card is perfect when matched with a platinum lifestyle – but that doesn’t mean you shouldn’t appreciate cost savings for overseas transactions and exchange rates! A platinum card can deliver great value when traveling overseas.
• You can also gain extra months on you purchase protection and extended manufacturer’s warranties on items purchased with your platinum card. A gold card may increase your purchase insurance for 90 days, but a platinum card will double that to six months, giving you extended protection against loss, damage or theft. Manufacturer’s warranties, generally extended by a gold card up to 12 months, can be kept in force for 2 full years with a platinum card.