No Annual Fee Credit Cards

A credit card with a low interest rate, terrific rewards program and even more benefits can be virtually rendered not worth having if an exorbitant annual fee eats up all the savings. If you are looking for a card you don’t have to pay for the privilege of owning, look for a no annual fee credit card. Instead of charging you to have a card whether or not you even use it, no annual fee credit cards charge no repeating yearly uptake fees. More…

In addition to charging no annual fee, these credit cards typically offer lower interest rates compared to standard personal credit cards. A few will even have a promotion for a 0% introductory interest rate, so individuals can use it for a quick balance transfer or for spending in a pinch. Read the fine print when applying for credit cards, and secure ones with no annual fee whenever possible.

Compare selected cards
Card Type Interest Rate (p.a) Balance Transfer

(for 6 months)

 Cash Advance Rate (p.a) Interest Free
(up to)		 Annual Fee Apply
ANZ First Visa Card

visa

18.99%

7.99%

20.74%

44 days

$0
$0 for 1st yr, then $30 p.a.

Apply for ANZ First Visa Card
Card Type Interest Rate (p.a) Balance Transfer

(for 6 months)

 Cash Advance Rate (p.a) Interest Free
(up to)		 Annual Fee Apply
HSBC Credit Card

visa

16.99%

0.00%

20.75%

55 days

$0

Apply for HSBC Credit Card
Card Type Interest Rate (p.a) Balance Transfer

(for 6 months)

 Cash Advance Rate (p.a) Interest Free
(up to)		 Annual Fee Apply
Virgin No Annual Fee Credit Card

visa

16.95%

2.90%

20.99%

44 days

$0

Apply for Virgin No Annual Fee Credit Card